An application for disability benefits can be filed online, in the local Social Security office, or by phone. We review the application to make sure some basic requirements for disability benefits are met.
In some instances, including where the non-disability requirements are not met, the claim may be turned down as a technical denial and a medical determination is not made. If the requirements are met, we send the disability application to the Disability Determination Services DDS office in the state in which the applicant resides. Using federal laws, regulations, and Agency policies and procedures, the state agency completes the disability decision for Social Security.
In addition, the Social Security Administration SSA reviews a sample of initial disability claims prior to a final determination.
Once these actions are completed, payment is made for allowances or notices are issued for denials. Your first benefit would be paid for the month of December , the sixth full month of disability.
However, there is no waiting period if your disability results from amyotrophic lateral sclerosis ALS and you are approved for SSDI benefits on or after July 23, Example: We found that your disability began on November 3, and you applied on January 11, We would pay your first benefit for the month of December , the first full month of disability.
We pay SSDI benefits in the month following the month for which they are due. This means that the benefit due for December would be paid to you in January , and so on. If you don't already have an estimate, you can get your Social Security Statement online with your personal my Social Security account or use our Benefit Calculators to determine how much you could get if you became disabled right now.
Direct deposit is a great convenience. It is very dependable. You can sign up by contacting your local Social Security office. There are a couple of problems with direct deposit of past due benefits.
SSA sometimes has people sign up for direct deposit right when they apply for benefits. Sometimes, people forget that they even signed up and they keep looking for a check in the mail when the money has already been deposited to their bank account. Worse yet, sometimes people close the bank account that they told the Social Security Administration they wanted to use for direct deposit. If this were to happen to you, you would find that it will take a while to straighten this out.
It might be necessary for you to go to the Social Security office to update the Social Security Administration on your current account information. There is no problem with cashing the check.
It is also a good idea to make two photocopies of the check before you deposit it. Send one copy of the check to your attorney and keep the other for your records.
If you are paid too much, the Social Security Administration almost always figures it out eventually. Then, after you have already spent all of the money, it will send you a letter demanding that you repay the overpayment. If you do not have the money to repay the full amount of the overpayment, the Social Security Administration may threaten to cut off your checks until the overpayment is recouped.
Usually it will accept a more reasonable reduction of your monthly checks, but this is still a hassle and you may have trouble making ends meet during the time that your check is reduced. Under some circumstances it may be possible to get repayment of all or part of the overpayment waived; but this is not something to count on. Usually regular monthly benefits begin the month after you receive your check for past-due benefits, although occasionally people get a check for regular monthly benefits first.
Your check will be sent out to arrive on the second, third or fourth Wednesday of the month, depending on what day of the month you were born. The check will pay benefits for the previous month. Medicare eligibility begins after you have received 24 months of Social Security disability benefits.
Note that to receive Part B of Medicare which pays for doctor visits , you pay a premium that will be deducted from your Social Security disability monthly check. To find out if you are eligible for any such programs, you need to check with your county welfare department. If you have health insurance coverage already, you need to figure out how Medicare works with your health insurance.
You need to check with your health insurance company when you get your Medicare card. In a very small number of cases the Appeals Council in Falls Church, Virginia, will decide on its own to take away benefits awarded by the decision of the administrative law judge. In an extremely small number of cases the Appeals Council will reverse a decision after the 60 days have run.
All Rights Reserved. Site Map Privacy Policy Disclaimer. Site by Consultwebs. Hall Megan E. Timbs Kaleb Q. Derek L. Initial Application and Reconsideration Decisions Barring certain exceptions for specific illnesses or special cases, the earliest you could begin receiving Social Security Disability benefits is upon the approval of your initial application. Tips For Getting Approved Fast While obtaining Social Security Disability benefits may seem like an uphill battle, there are a few things you can do to increase your chances of being approved quickly.
Consider these tips: Make sure you include as much information as possible in your application. Most applications are denied at the initial stage because of a lack of evidence. Taking the time to obtain as much supporting evidence as possible in the early stages could end up saving you time in the long run by avoiding the appeals process.
If you meet any of these conditions, make a note of it in your application.
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